C668
Located in Valencia, CA
Pay: $35.00 - 40.00
Job Full Description
REAL ESTATE UNDERWRITER NEEDED IMMEDIATELY!! CALL MARIA AT 661-775-2570!
Looking for someone that has experience with the following: reviewing appraisals, HOA's and experience in UW Jumbo and Conventional Loans - calculating income for W-2 members, reviewing assets and credit reports.
- Analyzes, approves, or denies loan applications based on applicable investor guidelines,
- Analyzes appraisal reports to ensure sound valuation conclusions.
- Analyzes business tax returns, credit reports, and financial statements to determine cash flow, profitability, business value, and sound borrower accounting and reporting practices.
- Analyzes personal tax returns, personal financial statements, and consumer credit reports to determine borrower’s financial ability and likelihood to pay.
- Analyzes loan applications based on applicable credit and property guidelines and program profiles.
- Reviews preliminary title policies, environmental reports, and other data.
- Demonstrates knowledge of Consumer Financial Protection Bureau’s Ability to Repay Regulations, Qualified and Non-Qualified Mortgage loans.
- Demonstrates knowledge of investor/secondary market guidelines.
- Recommends loans for final loan approval; stipulates for any “prior-to-documents or funding” conditions
- Presents and recommends loans for approval to the Underwriting Manager and/or Senior Loan Committee as required.
- Explains reasons for denied and/or marginal loans and explores options with Loan Officer / Manager.
- Systematically enters and processes denied, cancelled, and withdrawn loan applications.
- Responsible for mailing notices to borrowers.
- Answer calls from the real estate underwriting hotline and respond to branch inquiries, assist with guidelines and program requirements.
- Supports the Credit Unions commitment to delivering exceptional customer service as demonstrated through our shared values and promise principles.
- Assists in achieving the departments NPS turn time goals.
- Works with peers and leadership from different functions and has an impact across the department.
- 6 years experience
- 4 year degree in finance
Qualified applicants with arrest or conviction records will be considered for employment following the law. Including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
Santa Clarita, CA
2868
28159 Avenue Stanford
Suite 110
Santa Clarita, CA 91355
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