VP of Lending
Express Employment Professionals is hiring a VP of Lending for a local financial institution. This leadership role is ideal for an experienced lending professional with a strong background in commercial lending, portfolio management, credit analysis, and business development.
Key Responsibilities
- Originate, structure, underwrite, and manage commercial, commercial real estate, consumer, and residential real estate loans.
- Manage a large and complex loan portfolio while maintaining strong credit quality and risk management practices.
- Analyze financial statements, tax returns, cash flow, collateral, and market trends to assess creditworthiness.
- Present loan requests and recommendations to executive leadership and lending committees.
- Monitor portfolio performance, renew and restructure credit facilities, and manage delinquent accounts when necessary.
- Develop new business opportunities through networking, referrals, and community involvement.
- Build and maintain relationships with business owners, commercial clients, accountants, attorneys, and other referral sources.
- Serve as a trusted financial advisor by providing customized lending solutions.
- Identify opportunities to expand customer relationships through additional banking products and services.
- Mentor lending staff and contribute to strategic growth initiatives and lending best practices.
- Ensure compliance with all applicable banking regulations, lending policies, and documentation requirements.
Qualifications
- Bachelor's degree in Business, Finance, Accounting, Economics, or a related field preferred.
- 7-10+ years of progressive lending experience with extensive commercial lending expertise.
- Proven experience managing a substantial commercial loan portfolio.
- Strong background in commercial, commercial real estate, consumer, and residential real estate lending.
- Advanced credit analysis, financial statement analysis, cash flow analysis, and loan structuring skills.
- Demonstrated success in business development and relationship management.
- Strong understanding of banking regulations and compliance requirements.
- Excellent communication, negotiation, and presentation skills.
- Leadership experience with the ability to mentor and develop team members.
- Proficient with Microsoft Office and lending software systems.
- Must be bondable.
Physical Requirements
- Ability to work in a professional office environment.
- Prolonged periods of computer and keyboard use.
- Occasional standing, walking, bending, reaching, and lifting up to 50 lbs.
Benefits
- Competitive compensation package
- Professional growth and leadership opportunities
- Collaborative and community-focused work environment
Pay: $100,000-$130,000
Apply today with Express Employment Professionals to learn more about this exciting leadership opportunity!